Methods of payment
7. Credit card In cases of purchase of goods with credit card payment methods, at the same time as the online transaction is concluded, the reference bank will authorize the charge for the purchase made.
7.1 In case of cancellation of the order, both by the Customer and in case of non-acceptance of the same by BSA Lab S.r.l. , will be requested at the same time by BSA Lab S.r.l. cancellation of the transaction and refund of the amount. The release times, for some types of cards, depend exclusively on the banking system and can reach their natural expiry date (24 days from the date of authorization). Once the transaction has been canceled, in no case does BSA Lab S.r.l. can be held responsible for any damage, direct or indirect, caused by delay in the failure to release the amount committed by the banking system.
7.2 BSA Lab S.r.l. reserves the right to charge the customer's credit card in order to avoid the expiry of the authorization of the transaction which takes place on the 23rd day.
7.3 BSA Lab S.r.l. reserves the right to request additional information from the customer (eg landline telephone number) or to send copies of documents proving ownership of the card used. In the absence of the required documentation, BSA Lab S.r.l. reserves the right not to accept the order.
7.4 At no time during the purchase procedure BSA Lab S.r.l. is able to know the information relating to the buyer's credit card, transmitted via a secure connection directly to the website of the bank that manages the transaction. No computer archive of BSA Lab S.r.l. will keep such data. In no case BSA Lab S.r.l. can therefore be held responsible for any fraudulent and improper use of credit cards by third parties, upon payment of products purchased on BSA Lab S.r.l. .
8. Cash on delivery In case of purchase in this way, an additional contribution will be applied to the total amount, clearly highlighted when choosing the payment method.
In addition, 5% of the order value may be required for this method as a guarantee, with a minimum of € 10.00, the remaining sum. In case of renunciation or refusal of the goods, the shipping, return and storage costs in the warehouse will be withheld.
9. Advance Bank Transfer In case of payment by Advance Bank Transfer, the order ordered by the Customer will be kept busy until receipt of the proof of the bank transfer, to be sent to BSA Lab S.r.l. (by fax or e-mail) no later than 3 working days from the date of acceptance of the order. The dispatch of the order will take place only upon the actual crediting of the amount due to the current account of BSA Lab S.r.l. which must take place within 7 working days from the date of acceptance of the order. Beyond these deadlines, the order will be considered automatically canceled.
The purpose of the bank transfer must include:
· the order reference number;
· the date the order was placed;
· name and surname of the order holder.
10. Installment purchases The installment payment form is not available on all items in the catalog and can only be used by end consumers with a bank or postal current account.
10.1 In case of payment in installments, the order will be processed only at the end of the financing procedure which must be completed in all its parts, with formal communication by the financial company Agos, within 12 working days from the date of acceptance of the order. Beyond this deadline, the order will be automatically canceled, whatever the progress of the practice.
11. Purchases via Paypal In cases of purchase of goods with PayPal payment methods, at the same time as the online transaction is concluded, PayPal will immediately charge the amount relating to the purchase made.
11.1 In case of cancellation of the order, both by the Customer and in case of non-acceptance of the same by BSA Lab S.r.l. , together with the cancellation, the amount relating to the canceled goods will be re-credited to the customer's Paypal account. The re-credit times on the payment instrument chosen within the Paypal account depend exclusively on PayPal and the banking system. Once the amount has been credited back to the Paypal account, in no case BSA Lab S.r.l. can be held responsible for any damage, direct or indirect, caused by delays in the actual re-credit depending on Paypal or the ban system